If anyone have doubt Investing on SKS or Likewise will end up with loss is trying professing that there is no Guarantee of printing money and mounting national debts of Any economy. If Mounting National Debts,Printing Currencies is example of manipulation and insanity then I suggest just Chill..Rubber made manipulators and insane are ready to work with non-manipulators and non-insane people. Example :- Since march 2011 Result ,See the recovery in Net Sales/Income from operations despite of having Indian Political,Regulatory & Judiciory systerm conflicts :- March11-Jun11 = 78% Jun11-Sep11 = 76% Sep11-Dec11=71% Dec11-March12=64%. Investors invest in Best Management Practices even at utmost blue enviorment no matter how hard it is,was and will. Rgds...

One can check out in past whenever more INR for a Dollar means Progression in India in practical sense. Rather than being proud on Indian Physical and Brain Strength what we are taught and showed (psychopathy scheme),I must focus on business model, probabilities of forceful defaulters and profit out of it will automatically fulfill the objectivity of Social Science not sure of Political Science. Rgds...

What could anyone react to what you say when you can`t differentiate between progressive and regressive?...

Dear, Jai and Maxi, Why mukesh ambani is chilling out in IPL or arranging Hi-5 parties at home ? "khel" is finished or "khel" is in pipeline ? bcos there is no pipelines then how will i get gass ? Rgds...

Why is it impossible to "nail down SKS" as part of one`s conscientious duty and also profit from him. Look at this way. If we undertake massive research; write blogs, contribute articles to mainstream media and additionally active in this forum, alot of time is consumed and as we are observing the script`s daily movement daily, why not profit from SKS? The company profited from its lenders by charging exorbitant interest; took to coercive practices that lead to suicides by lenders to ensure its share price record Rs 1490 - its all time high. Bringing it to its real worth - Rs 10 gives us vivacious pleasure and since we are well verse with fundamentals and technical, we made a killing. Rs 10 - not much to go. But we will be there to ensure SKS reach its true value. ...

"I knew during opening rosewood well built and polished Door that there are so many WOODLOUSE or so called TERMITE who are eating out this Door without disturbing polish But giving strong knock at bottom of Door will give cascading impact over all the door." Ah Kumarabhishek, if the community, politicians and government of Andhra Pradesh are "termites" for their backlash against MF suicides, so be it. If the media,researchers, bloggers, and other social media who exposed MFs and SKS in particular are "termites" so be it. If "bears" hammered the stock from 1490 to 90 and are "termites"so be it. But it looks as if there is not much of the door to save is it? When the stock hammered from 1,490 to 90. We termites will be looking for greener pastures as the door doesn`t look sustaining food for us much long! Sadly all good things too must come to an end soon. ...

Almost 80% Indian qualifies passing mark of the observational survey of Suppress Conflicts. SKS future is Bright because A business Model has always been promising wherever huge gap exist in between demand and supply in lack of long term efficient participants. Rgds ...

Their original business model was to avail bank loans under priority lending and indiscriminately re-lend to one and all at 5 times the interest rates they pay to banks, and keep recovery rates at 99.5% through coercive tactics and bullying. Their high RoA/RoI gave high valuation to their share on listing and enabled original investors like Akula to make windfall profits as the share got listed. The backlash of the Andhra suicide curbed interest rates at 26% and their leverage to employ coercive tactics and bullying. As bad loans mounted, they had to make increasing provisioning to write them off. Since to avail priority loans now involved strict conditionality by lenders, SKS took the securitization of their loans. This means their best performing loans are sold at discounted rates and their left holding the more riskier ones. SKS then decided they needed to revisit their business model. They decided to get out of microfinance and put their focus on gold loan and retail shop loans - more a rural banking company. So they opt to de-risk themselves from sole dependence on microfinance. The evidence of getting out of microfinance are seen from staff strength reduced to just 35% from their peak and dramatic shrinkage of revenue from peak. Their expansion to gold loan lending received a setback when strict regulations were introduced in this sector also. They are now left with diversifying into retail shop lending. So SKS organizationally is in the process of being restructured. They need to not only reduce their staff strength but need different set of staff. Operation wise the organizational structure need to be radically different as that to serve microfinance. Since they are reducing their operations exposure to Andhra, they need to compensate this to attaining a presence in other parts of the country. All these changes in business model are medium-long-term to take effect and their future performance in non-micro-finance areas are a big question mark. The irony is while SKS is getting out of microfinance, they deliberately hype the importance of the microfinance bill only to keep their share price floating. Their debt-equity ratio is very high and unless they succeed in expanding their share capital, growth will be a figment of imagination of small time traders in the share market. Attracting fresh capital through QIP is proving difficult. They wanted to do it by March 2012. The present target is Dec 2012. Given that their business model is very blur as it is transition, it is extremely unlikely that an PE will be interested to take the risk of investing in SKS...

Yeah. Let`s agree to disagree. Sparring with you is always as honour, my friend...

Because of our strong ideological divergence, maybe we should confine our inter-actions to sparring with each other instead of a third party consortium. It is always enjoyable. What say you?...

Dear,

Baba Ramdev calls MPs: dacoits, criminals, murderers. Are Ramdev‘s remarks justified?

Offcourse justified :- the one who is famous either for God or Devil task in India earn Name,Fame/Disfame including Money can be MPs,MLAs, etc..then whoelse will be so ? if not them ? neither we nor us.

Rgds...

If anyone have doubt Investing on SKS or Likewise will end up with loss is trying professing that there is no Guarantee of printing money and mounting national debts of Any economy.

If Mounting National Debts,Printing Currencies is example of manipulation and insanity then I suggest just Chill..Rubber made manipulators and insane are ready to work with non-manipulators and non-insane people.

Example :-

Since march 2011 Result ,See the recovery in Net Sales/Income from operations despite of having Indian Political,Regulatory & Judiciory systerm conflicts :-

March11-Jun11 = 78%
Jun11-Sep11 = 76%
Sep11-Dec11=71%
Dec11-March12=64%.

Investors invest in Best Management Practices even at utmost blue enviorment no matter how hard it is,was and will.

Rgds...

One can check out in past whenever more INR for a Dollar means Progression in India in practical sense.

Rather than being proud on Indian Physical and Brain Strength what we are taught and showed (psychopathy scheme),I must focus on business model, probabilities of forceful defaulters and profit out of it will automatically fulfill the objectivity of Social Science not sure of Political Science.

Rgds...

Dear,

Same question i also ask why can`t we celebrate 55 INR and above it ? equity yields is also getting higher almost better than Saving/Fixed account schemes ?

One should not try to understand progression and regression in Indian Context because hardcore Labyrinth and complexity exist no where in world.

Thing has to be done in permutation and combination sense and one should seek for differentiation between Combination and Permutation.

Rgds ...

Dear,

This is a rare and unique Business model which is quite clear to XYZ, then why should i look for ABC reports?

In my economy, Biggest challenge for everything is lack of open and progressive thoughts that is why all are bloody rigged but Profits has been pass on through corporate actions very smartly and silently to share holders because of obvious reasons :-Require aggressiveness in non-violent manners, no matter how much rhinoceros skinned we are ! clear cut eg is : INR 1 Rs to 55..

in 60 years,if there was nothing enough irrespective of having of better resources and still confused about charity,donation and profits out of it. Then News and Rumors collectively should be taken as belong to same gender.

Rgds ...

Dear,

India has been path of Glorious Growth path of Buyers.

Indigenous sellers has to be disturbed becos of international sellers.

How can inefficient sellers always cry against efficient sellers even after so much Ho-Ha-H0?

Rgds...

Dear,

Now it is up to RBI whether he give sympathy to Indian "Tikiya chors" or irrespective of bother about ill impacts remain rigid.

Rgds ...

Dear,

It is high time of where i don`t believe in myself and no one believe in ownself but all one try to believe in nonsense.

MNP is available at balance sheet of 2006-07 for current investors.

As per 2010-2011:-
Muthoot have 3 times equity size than MNP but Reserve of Muthoot is almost Half than MNP.

MNP cashflow size seems weak in compare to Muthoot because Muthoot haven`t had direct capital market access whereas MNP had.

Rgds...

Dear,

"It is unfortunate to the congress party and all Indians that appointment to highest office of this country decided by shadow PM who is an NRI."

Where is Guarantee that after having PM who is not Shadow an NRI but original Indian there won`t be any Issue like religion,caste,subcaste and micro caste politics in India among stupid mass like me ?

Who should be Shameful 1st ?

Rgds...